This Privacy Policy ensures transparency and compliance with privacy regulations like the Data Protection Act No. 3 of 2021 which establishes a comprehensive framework for the collection, use, transmission, storage, and processing of personal data, ensuring individuals' privacy rights are upheld.

a)        Information We Collect

We may collect the following types of information for explicit, specified and legitimate purposes:

·       Personal Information: includes a name, Government issued identification number (e.g. National registration number, Social Security Number or Tax Identification Number), location data, an online identifier, or one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of a natural person Name, address, phone number, email address, date of birth, and

·       Financial Information: Bank account details, Bank statements, income information e.g. payslips, invoices or receipts, credit history, and payment details.

·       Usage Information: Data about how you interact with our website, app, or services, including IP address, browser type, and cookies.

·       Other Information: Any information you voluntarily provide when contacting customer support or filling out forms.

b)       How We Use Your Information: We use your information to:

·       Process loan applications and manage accounts lawfully, fairly and transparently.

·       Verify identity and assess eligibility for services.

·       Communicate important updates, offers, or notifications.

·       Improve our services and customer experience.

·       Comply with legal and regulatory obligations.

c)        How We Share Your Information: We do not sell your personal information. However, we may share it under the following circumstances:

·       Service Providers: With trusted partners who perform functions on our behalf, such as payment processing or credit reporting.

·       Legal Obligations: To comply with laws, regulations, court orders, or law enforcement requests.

·       Business Transfers: In connection with mergers, acquisitions, or sales of company assets.

·       Consent: With your explicit consent, for specific purposes.

d)        Data Security: We take the protection of your data seriously. Our Measures include:

·       Encryption of sensitive data during transmission.

·       Secure storage systems with restricted access.

·       Regular audits and updates to our security protocols.

However, no method of data transmission or storage is 100% secure, and we cannot guarantee absolute security.

e)        Clients Privacy Rights: You may have the following rights:

·       Access and notification: Request a copy of your personal data.

·       Rectification: Update or correct inaccurate information.

·       Right to Erasure: Request deletion of your data, subject to legal obligations.

·       Right of Objection: Opt-out of marketing communications or certain data processing activities.

·       Right to restriction of processing

·       Right to data portability: Receive your data in a portable format.

To exercise your rights, contact us.

f)          Cookies and Tracking: We use cookies and similar tracking technologies to enhance your experience on our website. These may include:

·       Essential cookies for website functionality.

·       Analytics cookies to track usage patterns.

·       Marketing cookies for personalized ads.

You can control cookies through your browser settings or opt out of certain types of cookies.

g)        Third-Party Links: Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. Please review their policies before sharing any information.

h)        Updates to This Policy: We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The updated version will be posted on our website with the revised effective date.

i)           Contact Us: If you have questions or concerns about this Privacy Policy or how your information is handled, contact us at:

• Email: info@legitventuresltd.com

·       Telephone: +260 211232210

·       Mobile: +260 969910139 / +260 976071766

Mailing Address: LOCATION: Ground Floor, Exchange Building, Central Park, Cairo Road, Lusaka